25 Feb. 2026 /Mpelembe Media/ —  In January 2026, Connecticut attorney Dave Falvey of Action Advocacy, PC successfully helped a client discharge over $240,000 in federal student loan debt through the bankruptcy process. Notably, this debt relief was achieved without a trial or contested hearing, relying instead on the submission of a sworn attestation and supporting documentation. The bankruptcy court approved the discharge based entirely on the legal sufficiency of the record provided. While this case highlights a successful outcome, Falvey emphasized that discharging student debt remains difficult and is a highly fact-specific inquiry. A borrower’s eligibility for this streamlined, attestation-based approach depends heavily on the type of loan involved, their individual circumstances, and available documentation, meaning only a limited number of borrowers may qualify.