A new research report on crypto wallet adoption in the U.S., which suggests that the adoption of cryptocurrency is skewing toward affluent Americans while lower-income communities face significant barriers and high fees. Continue reading
Category Archives: Finance
AI in Payments: Risks, Readiness, and Future Outlook
This HCLTech report discusses the payments industry’s rapid adoption of Artificial Intelligence (AI), highlighting that while nearly all organizations use AI, a large percentage of executives are concerned about risks, fraud ineffectiveness, and a lack of proper guardrails and infrastructure. Continue reading
Oracle Banking Payments Swift Compatibility for 2025
Oracle Financial Services has achieved Swift Compatible Application status for its Oracle Banking Payments solution, specifically in anticipation of Payments 2025. This validation confirms that the platform meets Swift standards for security and interoperability, which is crucial as the financial industry prepares for the mandated ISO 20022 MX message format migration set for November 2025. Continue reading
Distributed Ledger Technology and Digital Asset Adoption 2025
The 2025 “DLT in the Real World” report, which was conducted by Broadridge Financial Solutions and several partners tracks the accelerated adoption of Distributed Ledger Technology (DLT) and digital assets across global financial markets, noting that adoption is now moving from theoretical concepts to operational deployment. Continue reading
Geopolitical and Digital Disruption Risk Trends
“Risk in Focus,” by The Institute of Internal Auditors’ Internal Audit Foundation, highlights significant shifts in the global risk landscape. The research, based on feedback from over 4,000 internal audit professionals, indicates that geopolitical uncertainty and digital disruption have seen the largest increases in risk levels this year. Despite this, cybersecurity remains the highest-rated risk worldwide. The report also notes a gap between the perceived high risk of areas like geopolitical uncertainty and digital disruption and their relatively lower audit priority ratings globally, urging practitioners to address these growing risks proactively through related areas like business resilience and regulatory change. Continue reading
Banking’s AI Future: Five Transformation Lessons
A new report titled “From Algorithms to Impact: Banking’s AI Future”, discusses the rapid integration of Artificial Intelligence (AI) in the banking sector. AI is now a present-day necessity, with industry spending projected to reach nearly $67 billion globally by 2028. The central focus is on five critical lessons for achieving a responsible and profitable AI transformation, featuring perspectives from executives at banks like Banorte and Intesa Sanpaolo. Continue reading
AI-powered e-commerce, stablecoins and local APMs: emerging trends headline EBANX’s Payments Summit in Mexico
How could AI agents search, compare, and pay for things? What makes stablecoins a game-changer for cross-border digital commerce? Why are local Alternative Payment Methods (APMs) crucial for any business wanting to enter and scale in emerging markets? Continue reading
Bybit Establishes New B2B Unit to Drive Institutional Adoption of Digital Assets
Bybit, the world’s second-largest cryptocurrency exchange by trading volume, today announced the launch of its Business-to-Business Unit (BBU), a new division dedicated to serving institutional and enterprise clients. Continue reading
Weekly Recap: 15 Finance Press Releases You Need to See
With thousands of press releases published each week, it can be difficult to keep up with everything on PR Newswire. To help finance journalists and consumers stay on top of the week’s most newsworthy and popular releases, here’s a recap of some major stories from the week that shouldn’t be missed. Continue reading
HTX DeepThink: Fed, Trump Token, Bitcoin Trends
This **market analysis from HTX DeepThink** discusses several key financial and political developments. It highlights the **US Federal Reserve’s decision to hold interest rates steady**, citing stalled disinflation and fiscal concerns as reasons for caution. The article also examines the **potential impact of a new utility token from Trump Media & Technology Group (DJT)** on the crypto market, noting its significance as the first time a publicly listed US media company is launching such a token tied to a real-world product. Additionally, it covers the **easing of US-China trade tensions** through recent high-level talks and their positive effect on risk assets like Bitcoin. Finally, the analysis touches on **Bitcoin’s market dynamics**, suggesting its short-term direction will heavily depend on upcoming macroeconomic data releases. Continue reading
