Tag Archives: Money

20Sep/26

XRP Powers Stripe’s New Payment Standard

Ripple Connects XRP Ledger to Stripe via Machine Payments Protocol

Sun 20 Sept 2026 /Mpelembe Media/ — The XRPL AI Starter Kit version 1.1 serves as the software framework enabling this connection by adding support for both the Machine Payments Protocol (MPP) and the Open Wallet Standard. Originally launched in June, this updated developer resource incorporates MPP—a protocol co-authored by Stripe and Tempo, a payment-focused blockchain that launched its mainnet in March. Continue reading →

08Sep/26

African Payment Pitfalls and $25,000 Tax Traps

The Three Pillars of African Payments

Tue Sep 08 2026 /Mpelembe Media/ — For a student entering the world of fintech, the African payment landscape can initially seem overwhelming. Unlike Western markets where credit cards are the standard, the African ecosystem is built on a “Hybrid Imperative.” In markets like Zambia, global tools like Stripe are often used for international billing, but they lack localized settlement and struggle with poor conversion rates due to bank-side fraud rules. To reach the actual local consumer, businesses must tap into the infrastructure that people already use: mobile money.The ecosystem is supported by three primary players:

  1. Mobile Network Operators (MNOs):  The foundational infrastructure providers that issue digital wallets and manage the movement of local currency.
  2. Payment Gateways:  Intermediaries that bridge the gap between global standards and local methods across multiple countries.
  3. Payment Aggregators:  Specialized “simplifiers” that bundle multiple mobile money connections into a single, developer-friendly interface.Learning Insight: The “So What?”  While credit and debit cards are the global gold standard for SaaS, they represent only a minor fraction of transactional volume in many African nations. In the retail ecosystem of Southern Africa, mobile money is the dominant force. Understanding how to connect to these networks is the key to unlocking the market.While these three pillars work together, the journey starts at the foundational “source”: the MNOs.

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09Mar/26

The Political Economy of Crisis, War Finance, and Inflation

Why the “Money Printer Goes Brrr”: The Ancient Roots of Modern Inflation

March 9, 2026 /Mpelembe Media/ — Inflation, Hyperinflation, and the “Money Printer” Relying on the printing press to fund state expenditures has historically been a primary catalyst for inflation and, in extreme cases, hyperinflation. This phenomenon stretches back to the fall of the Roman Empire, where successive emperors debased the silver Denarius to pay for military and administrative costs, ultimately destroying public faith in the currency. Modern examples of hyperinflation—such as Weimar Germany in 1923, Zimbabwe in 2008, and Venezuela—demonstrate the devastating consequences of unchecked monetary expansion, which annihilates savings, causes basic necessities to become unaffordable, and forces citizens to resort to bartering or foreign currencies

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09Feb/26

The Rise of the Autonomous Economy: AI Agents and Blockchain Converge to Redefine Finance in 2026

10 Feb. 2026 /Mpelembe Media  — Ripple will unveil its 2026 Roadmap on February 11, focusing on integrating XRP into capital markets. Key updates include smart contracts, zero-knowledge proofs for privacy, and cross-chain liquidity. These advancements aim to drive institutional adoption and utility. Continue reading →

20Jun/23

Africa is not a jungle, it’s an innovation hub

June 20, 2023 /Business/ — Africa is the second-most populous continent in the world, with over 1.3 billion people. The continent’s economy is also growing rapidly, with an average annual growth rate of 5.5%. This means that there is a huge potential market for African startups. Africa is a continent with a lot of diversity, both in terms of its people and its economies. This can present both challenges and opportunities for businesses. However, the opportunities are significant, and there are a number of government initiatives in place to support innovation. Continue reading →

19Jun/23

US regulators continue crypto crackdown – but here’s why the latest charges are different

Andrew Urquhart, University of Reading

The US Securities and Exchange Commission (SEC) sued the cryptocurrency platform Coinbase shortly after launching a lawsuit against the world’s largest cryptocurrency exchange, Binance.

This isn’t the first time Binance and Coinbase have caught the SEC’s attention – it’s not even the first time this year. But the latest charges are much more serious, including accusations that the exchanges are operating without the correct registration.

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06Jun/23

Flutterwave and Token.io Team Up to Provide Pay By Bank Transfer to Users in UK and EU

Flutterwave, Africa’s leading payments technology company, has collaborated with Token.io, Europe’s leading account-to-account (A2A) payment infrastructure provider, to power Pay By Bank transfer capabilities for Flutterwave’s platform. The announcement was made today at the Money20/20 Europe fintech conference in Amsterdam. Continue reading

25Apr/23

The current state of open banking regulation around the world.

April 25, 2023 /Finance/ — Open banking is a financial services term for the practice of allowing third-party financial service providers to access customer data held by other financial institutions, through the use of application programming interfaces (APIs). The goal of open banking is to promote innovation and competition in the financial services industry by giving consumers more choices and control over their financial data. Continue reading →

20Apr/23

Square Software Turns Android Devices Into Powerful Payment Technology

SAN FRANCISCO–(BUSINESS WIRE)–Square today launched Tap to Pay on Android for sellers across the U.S., Australia, Ireland, France, Spain, and the United Kingdom. The new technology empowers sellers to securely accept contactless payments with a compatible Android device, and at no additional cost.
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